What a fucking world we live in. Got a source on that? I'd love to read more about it.

Thanks, OP.

I remember that. That is some fucky shit right there. Basically, the employee is more valuable to them dead than alive.

LAWD, what a world we live in!

Wait, can you insure someone without their consent or even knowledge?

That's a good question I wonder how they sidestep that or if they have to.

In the article:

Marjory Stoneman Douglas High School, the site of the February shooting, is covered under a general liability policy through its local school district, which does not spell out whether shootings are covered, a spokeswoman said.

That was also true at Sandy Hook Elementary School, where a gunman killed 26 people in 2012. A wrongful death lawsuit filed by families of two children killed there seeking unspecified sums has dragged on since 2015.

In the case of public schools, state laws that exempt them from liability or limit the payouts can leave survivors and their families with huge medical expenses. Those laws can have exceptions and in some states, such as Florida, the legislature has authority to waive such limits.

Still, the process can take years and while school employees are generally covered through workers’ compensation insurance some shooter policies could help families meet some of the medical costs.

You have to have an insurable interest in the person. Basically, you have to want the person to live. Lots of companies have insurance in employees. There's something called key person life insurance where the company is the beneficiary in case an important employee dies. Usually reserved for ceos or people like Warren buffet

H. H. Holmes pioneered the method.

He saves a bundle in insulation costs. Contractors hate him!

;)

Brb, switching careers

Smelly or slimey? This is exactly what insurance companies do, they take advantage of risk and make money off of it.

I live in an area where there is a lot of hills and mountains. Tornadoes aren't something people here worry about. However, we did have two tornadoes touch down once like 15 years ago. It barely did $1000 in damage. When that happened, you better believe there were commercials from insurance companies in the area selling tornado insurance, knowing full well the likelihood of another tornado happening in this area is fairly slim, and if it did, the damages would be relatively cheap.

Right, but that cost will have to be passed on to the taxpayers. Now, if part of that money is given to the family I could see them being ok with the new policy. But if the schools get money if a kids dies, fuck no I don’t want to pay for that.

The money probably goes to the school who then offers it as a settlement when the school ends up being sued.

I can't imagine how else they would explain spending it.

Here's the new gym in honor of those mowed down here last year!

it does, a lot of companies and schools are actually under-insured. When something like a shooting happens, there are going to be lawsuits and this helps cover the settlements. But, the people that really make out in the end are not the insurance companies, not the schools, and not the parents...it's the lawyers.

Nice one. Putting targets with price tags on students heads.

Have you never bought insurance for your life, home or car? Policy max != "price tags"

It's related to an emotionally inflammatory issue, but it's not really a big deal or a conspiracy. Insurance companies allow you to gamble based on perceived risk of an event occurring. You could theoretically take out a policy on anything.

This just makes me think that schools with these policies might let a shooting happen or stage/false flag one to get money :(

schools with these policies might let a shooting happen or stage/false flag one to get money

It's already happening...

What's fishy about this? Seems like just good business to me, school shootings are in all reality unlikely at any given school but the cear that they will happen is insane. Insurance is taking advantage of the fear.

Scary seeing this paired with that other thread

The world just keeps getting weirder and weirder. I know everyone has always said that. But what the fuck is this shit